The paper analyses the main characteristics of deposit insurance schemes in OCSE Countries. The study determines the main characteristics of trustable deposit insurance scheme and the possibility that the best deposit insurance schemes from the point of view of depositors can be conducive to moral hazard behaviors by banks.
Reliable Deposit-Guarantee Schemes: analysis of the characteristics that increase depositor confidence and their effects on market discipline.
CHESINI, Giuseppina;GIARETTA, ELISA
2015-01-01
Abstract
The paper analyses the main characteristics of deposit insurance schemes in OCSE Countries. The study determines the main characteristics of trustable deposit insurance scheme and the possibility that the best deposit insurance schemes from the point of view of depositors can be conducive to moral hazard behaviors by banks.
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Paper depositi DGS OCSE 051915-2.docx
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